Disability Insurance

Disability Insurance can come in a number of forms such as a lump sum payment, and/or a monthly benefit payment for a set period of time, but the scope of this article is the large up front disability payment type. Total and Permanent Disability When it comes to Disability Insurance there are some rules and criteria that must be met for you to be determined as being totally disabled.  This up front payment is designed to fill the gap in the case where you may need a substantial benefit payment because you may not ever return to work. This benefit [...]