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Finding a financial adviser who can understand you is important but also one that fits as far as personalities go is just as important.  Have you ever worked with someone good at what they do but cannot connect with people? Some personalities clash, and some just click, so find one that clicks with you. These days financial advisers have to register as a financial adviser and are regulated by the Financial Markets Authority (FMA).  The first thing you should do when finding a financial adviser is to check the FSPR (Financial Service Providers Register) website to make sure that your [...]

Funeral Cover Funeral Cover is very affordable for most people, and there are some great benefits which differ from Life Insurance.  Have you ever heard of the family raising funds to pay for someone’s funeral, or even start a give a little page because there is no money to pay for a funeral? Funeral Cover Benefits There are some unique benefits to funeral cover that you do not get with standard life insurance, and it is vital to understand the difference.  However, if you can get what we call fully underwritten life insurance, then that is what you should do. [...]