Phone: 07 349 1270
Avoid public waiting lists and get the private medical care
when you need it. Private Medical Cover is affordable if
you pay for the small stuff, and let the insurer pay for
important stuff when you need treatment the most
WOULD YOU LIKE PRIVATE TREATMENT IF YOU NEEDED IT?
PRIVATE MEDICAL INSURANCE
Average time to surgery from GP Visit
177 Days for Public System
and only 76 Days Private
WOULD YOU LIKE PRIVATE TREATMENT IF YOU NEEDED IT?
WHY WAIT UP TO 6 MONTHS?
More and more Kiwis are turning to private medical insurance.
Make sure you and your family avoid public waiting lists
and get the care you need, without delay.
PAID BY PRIVATE INSURERS IN 2015 AND RISING
OVER A BILLION DOLLARS IN CLAIMS
This cover provides the funding to enable you to have private medical insurance treatment whenever you require more immediate access or a broader range of treatment options that are available to you through the public health system.
This cover will help you avoid waiting lists and allow you and your family to access private healthcare without the stress of waiting and having your surgery dates constantly moved.
At the latest count, 1.34 million New Zealanders have opted for health insurance – close to 30% of the country according to the Health Funds Association.
If you require a surgical procedure (including lithotripsy), whether in hospital or day stay, and you choose to have the procedure completed privately, your Private Health Insurance will pay the costs (including prosthetics) up to a maximum of $300,000 per year for each life assured (certain exclusions apply). If your required surgery is as a result of a heart attack, stroke, coronary artery disease or critical cancer then the excess will not be deducted from this benefit.
Non-surgical hospital treatment
If you require non-surgical treatment in a hospital and you choose to be admitted to a private hospital your Medical Insurance will pay the costs up to a maximum of $300,000 per year for each life assured (certain exclusions apply). If your admission to hospital is as a result of a heart attack, stroke, coronary artery disease or critical cancer then the excess will not be deducted from this benefit.
Life-threatening illness treatment
If you suffer a potentially life-threatening illness such as cancer, which requires drug treatment to arrest or cure but doesn’t necessarily require hospitalisation, you are still covered. The additional costs of these drugs over and above any government subsidies are included in the non-surgical cover detailed above. We want to help ensure you have access to the most effective drug treatments available, irrespective of whether those drugs attract a government subsidy or not (certain exclusions apply).
Before and after hospitalisation costs
If you have surgery or treatment in a private hospital all of the related specialist consultations and tests in the six months before and after the hospitalisation are covered. Post-hospitalisation costs including prescriptions and sundries, physiotherapy, hyperbaric oxygen therapy or rehabilitation costs, which occur in the six months following your discharge, are also covered. These costs are included in the surgical and non-surgical covers detailed above (certain limits and exclusions apply).
- Are your current medical insurance premiums getting too expensive?
- Could you wait up to 6 months to get the operation you need?
- Do you have exclusions on your current cover?
Plans from only $4.15 per week
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- Thanks for being so helpful with my smoke free notification. You made a trying process simple and not stressful. Thanks for your help
Christine. K-H2016-05-09Thanks for being so helpful with my smoke free notification. You made a trying process simple and not stressful. Thanks for your help
Medical Insurance Diagnostics
Major diagnostic costs
If you require any of the expensive diagnostic tests listed, whether they lead to the need for further treatment or not, your Private Medical Insurance will pay the costs of these diagnostic tests up to a maximum of $200,000 per year for each life assured (certain exclusions apply).
- MRI Scans
- CT Scans
- Dilation and Curettage
- Nuclear Stress Test
- PET Scans
When you are admitted to a public hospital
If you are admitted to a public hospital for longer than three nights your Private Medical Insurance will reimburse you $300 per night for each additional night you stay up to a maximum of 10 nights per admission for each life assured (certain exclusions apply). No excess will be deducted from this public hospital cash grant.
Emergency transport costs
Your Private Medical Insurance will reimburse you for the costs of any emergency transport you require (certain exclusions apply). No excess will be deducted from this transfer costs benefit.
Your Private Medical Cover includes reimbursement for hospice costs of $300 per day for up to a maximum of 10 days for each admission (certain exclusions and limits apply). No excess will be deducted from this hospice benefit.
The above benefits are summary examples only and may not be a full list of benefits which may be available to you. The exact types of cover and benefits will change depending on the insurer and the specific policy. Please contact me for a comprehensive list of benefits available for medical insurance which is also referred to as health insurance.