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Business Continuation

Business Risk Insurance

Business risk insurance is an important part of managing the financial risks.  As a business owner, you know what it takes to build a business and what’s even more important, to build a profitable one.  New Zealand is made up of  97% of small business owners who employ 20 staff or less and 70% of them are single worker businesses and that 25% of small businesses fail in the first 3 years. I’d like to make a point here and that is most of our small business owners are single worker businesses which mean no one else is creating income [...]

2018-06-21T11:42:14+12:0021/06/2018|Categories: Blog, Business Insurance|Tags: , |
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Key Person Insurance

What is Key Person Insurance? Key Person Insurance can protect one of the most valuable assets a business owner can have which is a Key Person.  This is the right person in the right role who creates a substantial portion of your business revenue, but it can take precious time and money to find the right person for your business. You may even need to go through a few employees to find the right person, and getting them up to speed on your business. The payoff is, once the right person is up to speed, they can become an asset [...]

2017-09-19T23:13:05+12:0019/09/2017|Categories: Blog|Tags: , , , |
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How to use business income insurance

How to fund your business cash flow by using business income insurance. What options do you have to keep your cash flow going when you cannot work in your business in the short, medium or even long term.  There are a number of ways you could do this, but firstly, you need to give careful thought to what is going to happen to your business if you become unable to work due to sickness or accident, and would you manage such an event and how would you fund it using business income insurance as well as other sources of income. [...]

2015-07-26T07:43:26+12:0026/07/2015|Categories: Blog, Business Insurance|Tags: , , |
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