business expenses insurance

Business Expenses Insurance will pay for your fixed business overheads if you are unable to work due to sickness or accident.  It is not a loss of profits type of cover where you can insure against your lost profits if you have a fire or flood.  It's not that; it is to pay your fixed business expenses of a non-capital nature if the person who is insured cannot work. Why would you have Business Expenses Insurance? Usually, small business owners who are responsible for generating most of the income and expenses would have this type of cover.  If the owner has to [...]