How likely are you to claim your life insurance?

  How likely are you to claim life insurance? Insurance is about managing risk.  It's a simple concept where many people pool funds together and then funds are paid out to people who need it.  With so many people contributing to such a large pool of funds, there needs to be a line drawn in the sand of who gets paid these funds and when.  This is where policy wording determines and defines what is fair and what is not and who gets paid and who may not.  It simply cannot be a free for all "everyone gets paid all [...]